Death Benefit Advance

In special circumstances an insurer may advance a portion (up to 250K) of the death benefit on a given policy. Typically, the insurer will require that the policyholder provide detailed medical documentation demonstrating that the insured has a terminal illness that will take his life within 2 years.

If you or a loved one have received such a diagnosis, please contact your life insurer for more information on available options. Given their sensitive nature VistaLife will not consider such transactions in the normal course of business, however feel free to contact us if you feel special circumstances warrant an exception.

You will be required to provide the following:

A completed and executed VistaLife application form
(all insureds on joint policies)
The original of your insurance policy
(if unavailable, a copy will be requested from the insurer)
Two (2) pieces of government issued photo ID